个案分享(1) 遗产规划:

学习篇:

遇到以上情形,唯一能做的就是重新申请LA (Letter of Administration)。因为银行必须跟着程序走。当然手续又多一层了,后续的跟进速度也慢了。

问:该如何避免类似情况发生?

答:在做遗产规划时,咨询有经验的规划师。一位有经验的规划师会在初步的勘探阶段为你提供个案分析,有利于日后的规划,才能避免许多不必要的麻烦。尤其是被委任的执行人完全没有这方面的经验,就会延长整个手续过程。在做规划之前,一定要先准备产业清单:

1)所有的不动产资料(正确地址,地契备份,贷款银行及余额等,共同拥有者)

2)所有名下的企业(基本资料,合伙人资料)

3)所有动产资料(汽车,银行户口,私人俱乐部会员,Paypal, TouchNGo, Shopee, 股票户口,虚拟货币账号等等)

除了产业清单,也要准备债务清单。

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Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs.

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