辛苦赚来的血汗钱，为何没人认领？这样的事会不会发生在你身上？该怎么避免？
主要不被认领原因有种种：
1）受益人不知道你有这项资产（没到各银行去询问户口, 不活跃户口存在egumis 政府部门， 数字货币账号没人知道，海外股票户口，e-wallet 如 Touch N Go，GrabPay， Shopee wallet, PayPal, Wise Account, Boost, BigPay, 保险，产业买了没人知，等等）
2）遗嘱出现问题，受益人纠纷没结束，大家都领不到（遗嘱规划须找有经验规划师，避免家人因为规划不周全问题而关系分裂，反目成仇）
遗嘱规划，很多人以为随便写一份就好了。可是往往不知道，因为你不知道“各种决定的后果” 而草率写的遗嘱，给下一代造成了多大的痛苦和不便。认真考虑规划后的各种可能性，才能有意义的保障您的后代和受益人，也让你这份遗嘱更有意义的留爱不留祸。
有心的规划，留爱。
无心的规划，留祸 。
留祸，不如不留。草率规划，不如不写。
Important: The information and opinions in this article are for general information purposes only. They should not be relied on as professional financial advice. Readers should seek independent financial advice that is customised to their specific financial objectives, situations & needs.
Published By:
Samantha Lim 林淑燕
With over 20 years of experience in the financial industry, I am dedicated to helping busy individuals and businesses navigate the complexities of wealth management.
My approach is centered around understanding your unique goals and values, ensuring that your financial journey is both fulfilling and aligned with your aspirations.
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